If you work with clients abroad, Skydo gives you international accounts to receive their payments from 150+ countries. You get zero FX margin, a flat fee, and instant FIRA, and you can track every payment in real time.

Getting set up takes about 5 minutes. This guide walks you through every screen, so you know exactly what to expect before you start.

What Do You Need Before You Sign Up on Skydo?

Have the following documents and bank details ready before you begin. This will help you complete the sign-up process without interruptions.

Head to the Skydo homepage and click Get Started at the top right.

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Enter your name and mobile number. If you’d like account updates on WhatsApp, keep that box ticked. Then click Get Global Accounts.

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Next, add your email. You can log in with Google, or type in your email and click Send OTP.

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Check your inbox for a 6-digit OTP, enter it and click Verify OTP. Spotted a typo in your email? Click “edit here” to fix it.

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Your account is created, and you’re ready for KYC.

Now enter your PAN and click Verify PAN. This is how Skydo verifies your business identity. If you’re a Pvt Ltd, partnership or HUF, use your business PAN. Freelancers and sole proprietors can use their personal PAN.

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Once your PAN is verified, Skydo asks a few quick questions about your international business:

Click Confirm and Continue, and you’re already 45% of the way there.

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Step 3: Verify Your Aadhaar With DigiLocker

Aadhaar verification happens through DigiLocker and only takes a few seconds. Click Verify Aadhaar via DigiLocker to get going.

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On the DigiLocker screen, enter your Aadhaar number and click Next.

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If you already have a DigiLocker account, enter your 6-digit Security PIN and click Done.

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DigiLocker then asks what you’d like to share with Skydo. Tick Aadhaar Card and click Allow. Skydo receives your Aadhaar card along with your name, date of birth and gender for KYC, and your consent is valid for 30 days.

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You’ll land back on Skydo with your Aadhaar marked Verified. Check the name Skydo should address you by, then click Verify next to your mobile number. Your international accounts will be linked to this number.

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Enter the 4-digit OTP sent to your phone and click Continue.

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Link your Indian bank account where you want to settle payments received through Skydo. Enter the account number and IFSC code of the bank account you’d like your payments transferred to. The account should be in your name. Want to use a different account? Click Change bank account.

Skydo then asks one question: has this account received any international payments in the last 3 months? Your answer decides which document you’ll upload next. Pick Yes to upload a bank statement or other documents, or No to upload a signed contract or other documents. Then click Submit and Continue.

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Step 5: Upload 1 Document and You’re Done

You’re at 90% now. All that’s left is 1 document that shows your business activity.

The recommended option is your last 3 months’ bank statement for the account you just added. Drag it into the box or click Browse. Make sure it’s a valid bank statement that covers the last 3 months and shows foreign payments, as a PDF of up to 10 MB. Go this route and you can start receiving payments instantly.

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Don’t have that statement? Choose from other documents instead. Skydo verifies these manually, and you can start receiving payments once that’s done.

Once your document is in, you’ll see “We are verifying your details” while Skydo sets up your international accounts. This will typically take a few seconds.

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And then your international accounts are created. Your dashboard shows your Skydo USD account details and how much you could save based on the volume you entered. Click “Yes, I want to get started” to receive your first payment, or “No, I have more questions” if you’d like some help first.

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That’s all it takes. In just 5 minutes, you can complete the setup and have your international accounts ready to receive payments from your clients.

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We’ve always believed that the next generation of global businesses will be built from India. But for that to happen, cross-border money movement has to be as simple as sending an email: fast, easy, and predictable. That’s why we built Skydo: not just to move payments, but to unlock global growth for the thousands of Indian businesses that are ready to compete on the world stage.

Today, we’re excited to share that Skydo has raised a Series A round led by Susquehanna Asia Venture Capital, with participation from Elevation Capital and Eximius Ventures. This milestone enables us to double down on our mission, serve our customers better, and expand the capabilities of our cross-border platform for the future.

Skydo now serves over 30,000 MSMEs, freelancers, and startups across 50+ cities in India, processing payments in 32+ currencies. We’re on track to reach USD 5 billion in annualised payment volume by 2027 and were among the first to receive the Reserve Bank of India's In-Principle authorisation as a Payment Aggregator - Cross Border (PA-CB).

India is poised for an export boom, with an ambition to reach $2T in annual exports by 2030, powered by hundreds of thousands of MSMEs, freelancers, and startups taking Indian talent and products global. But payments have remained a persistent bottleneck. Hidden forex mark-ups and opaque fees can shave off 3–7% of revenue per transaction, and a single international payment can take days (sometimes weeks) to arrive. Then comes the grind: paperwork, compliance documents, bank visits, and long email chains that can stretch for months. While exporters move fast, <a href="https://www.skydo.com/blog/cross-border-payments">cross-border payments</a> have kept slowing them down.

For years, Indian businesses had two imperfect choices: traditional banks or expensive global fintech platforms/gateways. Banks often come with unclear charges, unfavourable exchange rates, and manual compliance steps. Global platforms can take steep commissions, sometimes up to 10% of the invoice value, and still aren’t designed for the realities and regulations Indian exporters operate under. We kept hearing the same stories: margins getting eaten up by fees, and cash flow getting stuck mid-transfer or in compliance limbo. Indian exporters deserve a world-class payment experience built for their needs. That’s why we built Skydo.

Skydo’s Solution: A Financial OS for Exporters

Our aim with Skydo is to give Indian exporters a financial operating system for cross-border commerce, one place to manage international receivables end-to-end. In practice, Skydo lets you collect payments from clients across 20+ countries as easily as a domestic transfer. Your customer in New York or London pays into a local bank account (via virtual accounts in USD, EUR, GBP and more), and Skydo takes it from there.

Funds are brought into India at mid-market rates (zero <a href="https://www.skydo.com/blog/forex-markup-fee-explained">forex markup</a>) with a transparent flat fee, and are typically settled into your INR account within 24 hours. No hidden charges eating into margins. What you invoice is what you receive, minus the clearly disclosed fee. Every transfer also includes instant compliance documentation like FIRA, generated automatically, so you don’t have to chase banks for weeks.

Beyond payments, Skydo also includes accounts receivable tools, invoicing, reminders, real-time tracking, and accounting integrations, so managing international client payments becomes truly hassle-free.

In short, Skydo makes cross-border receivables fast, predictable, and compliant by default, removing the 3–7% “tax” of hidden spreads and wire fees many businesses have learned to tolerate. Built in India, for the world, Skydo combines RBI-authorised, compliance-first infrastructure with modern fintech execution and that’s how we’ve earned the trust of thousands of businesses that rely on us every day.

Until now, the only options were either banks or costly global platforms, which just didn’t work for us. Skydo has simplified our cross-border payments and cut our finance costs dramatically. Their fixed fees and mid-market rates give us full predictability and better value than any bank we’ve worked with.&nbsp;

Series A: Fueling the Next Phase of Growth

With our Series A fundraise, we now have additional firepower to accelerate our roadmap and bring even more value to our users. This $10 million in new funding will be invested in scaling Skydo into the comprehensive, one-stop cross-border platform our customers need. Here’s a glimpse of what this funding will help unlock:

This funding helps us move faster on our core mission: building a financial operating system for global commerce. Whether it’s a freelance designer in Jaipur getting paid by a client in Brazil, a startup in Bengaluru selling across Europe, or an SME in Surat exporting to the Middle East, we want Skydo to quietly power those cross-border transactions end-to-end. We’re investing heavily in product and infrastructure so exporters can stay focused on their busines, while we handle the complexity of international payments and compliance.

We’re also excited about the ecosystem that can grow around Skydo. By opening up our APIs and working closely with regulators, banking partners, and fintech innovators, we aim to help build stronger cross-border rails for everyone. From here, it’s about scaling what works and continuing to innovate based on user feedback, and we now have the resources to do exactly that.

Reaching this milestone would not have been possible without our customers’ unwavering trust and support. From the early adopters who took a chance on us when we were an unknown startup, to the thousands who have since joined,&nbsp; you have been the driving force of Skydo’s growth. Your feedback has shaped our product at every step. When you told us about problems with banking paperwork or unexpected fees, we went back to the drawing board to build better solutions. When you needed a feature, whether it was simpler invoicing or status tracking, our team hustled to make it happen. This customer-obsessed culture is core to who we are, and it will remain our North Star going forward.

We are incredibly humbled by the kind words and success stories you’ve shared with us.&nbsp;

One of our early users, Abhishek Agarwalla (Co-founder &amp; CEO of Fabric), recently said: 

Ever since I started using Skydo shortly after their launch, I’ve been a fan. Skydo saved me from haggling with banks on FX rates every time I received a payment, and we’ve saved thousands of hard-earned dollars since switching. What really stands out, though, is how customer-obsessed they are. I still remember the entire Skydo team, including Movin and Srivatsan, showing up at our office to listen to our problems firsthand. Most products make money, but Skydo has earned something far rarer: customer trust. I wish them continued success in their journey.

Hearing this validates every long night and every tough problem we’ve tackled. Customer trust is the most valuable currency for us, and we’re committed to earning it anew every day.

To all our customers,&nbsp; thank you for partnering with us, pushing us to improve, and believing in our vision. This Series A is as much your victory as it is ours. We also extend our gratitude to our amazing team (the Skydo family) who work tirelessly to turn our vision into reality, and to our investors for their faith and guidance. Together, we’ve built something special, and together we will take it to greater heights.

Onwards to a One-Stop Cross-Border Future

As we celebrate this funding news, we see it not as an endpoint but as the start of an exciting new chapter. We’re more energised than ever to pursue our ambition of making Skydo the one-stop shop for everything cross-border. That means continuing to simplify global collections and payouts, expanding into new features and markets, and always staying one step ahead in compliance and technology. Our mission is to help Indian businesses go global without borders or barriers – to ensure that an entrepreneur in India can transact with the world effortlessly, confidently, and on fair terms.

The road to $2 trillion in exports by 2030 will be paved with the success stories of thousands of small and mid-sized Indian businesses. We’re honored to play a part in those stories by providing the financial infrastructure that lets our users concentrate on what they do best. With this new funding and the ongoing support of our community, Skydo is gearing up to serve you even better and innovate even faster.

Thank you for joining us on this journey. Here’s to empowering Indian exporters, to building the future of cross-border finance, and to reaching new horizons together. We couldn’t be more excited for what’s to come, and we’re grateful to have you with us as we build the cross-border future from India, for the world.

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India’s tech exports hit a massive <a href="https://www.ibef.org/industry/information-technology-india">$199 billion in FY24</a>—a clear sign of how resilient and innovative India’s tech sector is, even in tough global times. This growth is putting India on the map as a global leader in technology and services.

But let’s be honest: while the numbers look great, the reality for Indian exporters can be challenging. One of the biggest pain points? Getting paid. Despite all the advancements, receiving international payments is still slow, complicated, and often way too expensive.

So, how do you, as a tech professional, keep your cash flow healthy and focus on growing your business globally? That’s where Skydo comes in. We take the headache out of receiving international payments, cutting through the delays and unnecessary costs, so you can focus on what really matters—your growth.

Limitations of Existing Payment Channels in India

The existing international payment landscape in India is extremely cumbersome and time-consuming for businesses.&nbsp;

The majority of <a href="https://www.pwc.in/industries/financial-services/fintech/dp/the-evolving-landscape-of-cross-border-payments.html">international remittances</a> take place through the following channels:

The following are the challenges that tech exporters face while receiving international payments through these channels:

Steep Fees and Unfavourable Exchange Rate:&nbsp;

Receiving international payments via SWIFT comes with its own set of costs. You’ll encounter SWIFT fees ranging from INR 500 to 1,000, along with additional charges like tracking fees and <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">fira</a> fees. But the real issue lies in the unfavourable exchange rates offered by banks.

Unlike live exchange rates, banks often provide lower rates. For example, if the market rate is 1 USD = INR 86, a bank might offer you a rate of 84. On a payment of USD 10,000, this means you’d receive INR 8,40,000 instead of INR 8,60,000—a loss of INR 20,000, simply due to poor exchange rates. And the worst part? You might not even realise it.

Complex and Time-Consuming FIRA Process:

FIRA, or <a href="https://www.skydo.com/blog/inward-remittance-in-india">foreign inward remittance</a> Advice, is a critical compliance document that every exporter must secure after receiving <a href="https://www.skydo.com/blog/cross-border-payments">cross-border payments</a>. It serves as proof of the international payment you’ve received for your services.

However, obtaining FIRA from banks is far from simple. The process often involves repeated follow-ups, long waiting times, and, to make matters worse, most banks charge an additional fee for issuing the document. This not only adds to the complexity but also increases the overall cost of managing international payments.

When it comes to customer support, banks often fall short—understandably so, given the sheer volume of customers they handle daily. However, this leaves exporters like you in a tough spot. Even a straightforward query can take weeks to resolve, requiring multiple follow-ups along the way. For busy tech exporters juggling countless priorities, this lack of timely support can quickly become a source of frustration.

Receiving a SWIFT transfer can take upto 5 business days, longer if there are multiple <a href="https://www.skydo.com/blog/intermediary-bank">intermediary banks</a> involved. This wait time can not only be frustrating but can also cause a cash crunch for exporters.&nbsp;

Why is Skydo Important, and What Does it Solve?

Skydo is transforming the way businesses handle international payments with innovative, affordable solutions. With features like automatic FIRA generation, automated invoicing, flat transaction fees, and responsive customer support, Skydo takes the hassle out of cross-border payments, letting you focus on growing your business.

We understand the unique challenges tech exporters face when dealing with international transactions—<a href="https://www.skydo.com/blog/hidden-fees-in-bank-rates">hidden fees</a>, delays, and endless follow-ups. That’s why Skydo is designed to tackle these issues head-on, making global payments fast, transparent, and stress-free.

Here’s how Skydo addresses common pain points and becomes your go-to solution for international payments.

One of the most significant benefits of the <a href="https://www.skydo.com/blog/a-quick-guide-to-using-the-skydo-platform">Skydo payment platform</a> is the flat transaction fee for receiving international payments.&nbsp;

For payments above USD 10,000, Skydo charges a 0.3% fee, much more affordable than most other payment platforms.&nbsp;

You can view the exact transaction fee when you generate an invoice. Thus, Skydo ensures transparency and helps you save unnecessary hidden charges levied by other payment gateways.

2. Seamless payment processing within a few hours

Skydo provides you with virtual international accounts in multiple key regions including the US. UK, Europe, Australia, Singapore and more. So, in these regions, your clients pay you in these virtual accounts, making it a local transfer rather than an international one. Skydo then consolidates these payments and settles it in your Indian bank account within just 24 hours—no more long wait times, just smooth and consistent cash flow. Plus, with our real-time payment tracking feature, you’ll always know exactly where your payment is at every step of the process.

Skydo converts the payment received in international currency into INR as per the live foreign exchange rates without levying any additional fee. This means that you get the exact amount in your bank account as per the prevailing currency rate without any deductions.&nbsp;

4. Invoice generation and payment reminders with the auto-generated invoice number

Invoicing is one of the best features of the Skydo payment platform. It helps you save on time and manual efforts by creating automatic invoices. 

Skydo provides customisable professional invoice templates to suit your business requirements. The payment platform automatically adds the invoice number every time you generate an invoice.&nbsp;

Moreover, you can track the real-time status of all your invoices on a single dashboard and send payment reminders to clients through Skydo.

Learn more: <a href="https://www.skydo.com/blog/transforming-your-invoicing-experience-with-skydo">Transforming Your Invoicing Experience With Skydo</a>

5. Compliance with Indian regulations - Automated FIRA

<a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide">Foreign Inward Remittance Advice (FIRA) certificate</a> provides complete details of all foreign services provided by Indian exporters. It is essential for businesses to maintain all FIRA receipts to reconcile their financial statements and for tax compliance purposes.&nbsp;

Skydo automatically generates FIRA certificates for all transactions, making it easier for you to comply with tax laws.

The intuitive dashboard has been designed to help users easily navigate through Skydo's payment platform. It provides you access to all the details related to your transaction within a few seconds.

How Does Skydo Ensure 100% Safe and Secure Payments?

Questions around safety and security become paramount when it comes to international payments. Here's how Skydo ensures 100% compliant payments every time.&nbsp;&nbsp;

1. Skydo's Collaboration with Indian and Foreign Financial Institutions

Skydo has partnered with renowned financial institutions around the world including HDFC and Banking Circle and many more to simplify international payments for Indian exporters and service providers. We are also actively in talks with many other renowned institutions to be able to offer virtual accounts in more regions

Learn More: <a href="https://www.skydo.com/blog/seamless-payment-experience-with-international-bank-accounts">Enjoy Seamless Payment Experience by Creating International Bank Accounts in Just 5 Minutes</a>

Skydo is now <a href="https://www.business-standard.com/companies/start-ups/fintech-skydo-receives-in-principle-approval-to-operate-as-pa-cb-entity-125012101362_1.html">RBI-approved as a Payment Aggregator for Cross-Border Payments (PACB)! </a>This milestone reflects our commitment to making your payments secure, seamless, and fully compliant with RBI regulations.

We’re also SOC 2 certified, meaning your data’s safety is non-negotiable for us. With end-to-end encryption, secure storage, and regular security checks, we ensure your data stays private and protected—always.

3. Ensuring Compliance with Reserve Bank of India (RBI) Guidelines

We understand how important it is to comply with RBI’s strict guidelines, not just for us but for our tech exporters too. That’s why Skydo provides free and instant FIRA for every transaction, eliminating the need for repeated bank visits and ensuring your payments are always RBI-compliant—without the extra hassle.

4. How Skydo Streamlines Know Your Customer (KYC) Processes

One thing business owners despise the most about payment and banking platforms is the tedious KYC process. With Skydo, the process is simple.&nbsp;

As soon as the users enter the business PAN, the platform automatically extracts relevant details such as the company's name, GSTIN, and CIN from the Ministry of Corporate Affairs database.&nbsp;

Even when the directors upload their PAN, the platform automatically collects information from the uploaded file. Thus, Skydo offers smooth and quick KYC processes.

4. Auto-generated Purpose Code based on RBI Guidelines

As per the RBI guidelines, all invoices related to the export of goods or services must have a purpose code to identify the type of service provided. Without the purpose code, the banks reject the payment received from an overseas account.&nbsp;

There is a long list of different purpose codes that you can find online. Entering the purpose code manually for every transaction is time-consuming and leaves scope for error.&nbsp;

Skydo's payment platform prefills the purpose code in your account post-registration. This code is then automatically available in a drop-down based on the services rendered in that invoice. This ensures that you send accurate invoices and receive payments on time.

Harshal, founder of Mobiprise, and a proud Skydo customer, couldn't contain his enthusiasm when he said, "Compliance with Skydo is not only good but great! It’s been very painful all these years." With Skydo, you too can experience the benefits of hassle-free cross-border payments.

While businesses are keen on expanding their services globally, challenges related to international payments act as restraints. Add to this multiple regulatory processes and banking norms. Consequently, payment gets delayed, making it difficult for merchants to scale their business.&nbsp;

Skydo streamlines the payment process by providing automated invoicing services and charging flat transaction fees. It also has a vast network of Indian and foreign bank accounts, enabling businesses to open a local bank account in the US. This facilitates quick receipt of international payments to your local bank account in India.&nbsp;

<a href="https://www.skydo.com/?utm_campaign=demo_click">Request a demo</a> today to expand your business internationally with Skydo!

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It is ironic that in the era of instant payments, business owners still feel stressed about sending or receiving payments across borders.&nbsp; At Skydo, our&nbsp; objective has always been clear: "How can we take the stress out of international business payments?" Every discussion we have, and every feature we build, is geared towards that singular goal.

Today, we are thrilled to announce that Skydo has raised USD 5M in a pre-Series A round led by Elevation Capital, bringing us several steps closer to achieving our vision. We extend our heartfelt gratitude to all our investors, partners and customers for their immense faith and belief in us.

Skydo's journey began with two friends, Movin Jain and Srivatsan Sridhar, who united to answer a critical question: "How can we make global payments as seamless as UPI?" Srivatsan's managerial experience in his family's automotive export business gave him first-hand insight into the challenges exporters face with international payments. He recalls having to cancel a large and profitable contract with a Turkish customer due to challenges in receiving payments.. His deep empathy for the problem, combined with Movin's decade-long experience in tech and fintech, formed the perfect team to build Skydo.

Like most startups, the path to building Skydo has been far from easy and it continues to be so. We officially began in April 2022, and since then, securing our first client, first transaction, and first employee has been anything but a cakewalk. Srivatsan and Movin travelled across the country, speaking with exporters to gain invaluable insights into their struggles with international payments.

An entrepreneur from Ahmedabad shared his frustration about paying nearly 7-8% of his hard-earned foreign income to his payment service provider. Similarly, an IT business founder from Karnal expressed willingness to pay a flat fee but questioned why he had to share a percentage of his income. These interactions underscored the depth of the problem they set out to solve, driving their commitment to creating a more seamless and cost-effective solution for <a href="https://www.skydo.com/blog/cross-border-payments">cross-border payments</a> payments. From making cold calls and giving demos to spending sleepless nights perfecting the technology behind the product, the small founding team did it all. However, it wasn't all work and no play. The founders fondly recall how a full day of work was put on hold after indulging in ghee-laden parathas at Murthal, after meeting some exporters in Panipat. These moments of camaraderie kept the team bonded and motivated through the many challenges of building a company.

Finally, in November 2022, Skydo executed its first transaction, and since then, there has been no turning back. From November 2022 to August 2024, we have enabled 5,000+ businesses to simplify their international payments. We process over USD 100M of payments annually, and we are just getting started.&nbsp;

As a young company in the cross-border payments space, partnering with established banks and navigating regulations and compliance has been a constant learning experience. Being one of the first companies in this sector, we didn't have a blueprint to follow. Much of our processes and systems have been developed through trial and error. However, our customers' faith in us has always kept us going.

We are genuinely passionate to solve for our customers—and place their needs at the centre of everything we do. Our customers have recognised and appreciated our continuous efforts to bring them the best. It is their constant inputs and feedback that has inspired us to constantly improve our product.

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If you imagine the team behind Skydo as a group of ultra-serious professionals with their noses buried in computers all day, you couldn’t be more wrong. As cliché as it sounds, we truly believe in working hard and playing harder. Lively banter, playing sports together, celebrating special moments, great food, and frequent get-togethers are all part of life at Skydo. We’re committed to creating a work environment where our team genuinely enjoys coming to work.

This latest round of funding helps us take our commitment to solve for international payments one step further. In the coming months, we will be launching many new features - like card payments, import payments from India, deeper integration with accounting platforms, and expanding to support e-commerce, to name a few. We will also be expanding globally, to support exporters in more countries. As always, our endeavour will be to take care of their payments challenges, allowing businesses to focus on what they do best - grow their business globally!

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Waiting for your international payments to reflect in your local bank account can be stressful. You want to avoid spending your work hours following up with your payment platform for timelines. A solid understanding of the money transfer process enables you to plan your finances better.

At Skydo, we value transparency and ensure a clear, hassle-free experience so you can focus on your business. With <a href="https://www.skydo.com/blog/swift-transaction-tracking">our real-time payment tracking</a>, you're always in the loop about your money's journey.

Here’s a roadmap of the journey your international payment takes from Skydo to your bank account.

Your incoming payment hits <a href="https://www.skydo.com/blog/seamless-payment-experience-with-international-bank-accounts">your international account</a>. This is a temporary holding place in your payer's country. Since your clients transfer their money locally to this account, it is nearly free of cost to them (or is very cheap).&nbsp;

These virtual accounts also eliminate tax and compliance intricacies, making it easy for your clients to process payments.

Skydo initiates a <a href="https://www.skydo.com/blog/swift-money-transfer-ultimate-guide">swift transfer</a> to move your funds from the international account to India. Leveraging our partnerships with esteemed banking networks, we ensure the secure transfer of your money, typically completed within 12 hours.

Upon reaching India, your funds await conversion to INR until the forex markets open. Our partner banks play a pivotal role in ensuring you get competitive exchange rates.&nbsp;

With our <a href="https://www.skydo.com/blog/get-the-most-out-of-your-forex-savings-with-skydo">live currency exchange rates</a> and zero FX markup costs, you get the best value for your money. You don't have to pay any processing fee and could <a href="https://www.skydo.com/blog/cut-international-transaction-costs-with-skydo">save up to 10 lakhs per year on your invoice values.</a>

The conversion usually takes between 4 to 6 hours.

Post conversion into Indian currency, Skydo initiates an NEFT (National Electronic Funds Transfer). NEFT transfers take 30 minutes to 24 hours to ensure prompt receipt of funds in your bank account.

Since these transactions follow intense security measures and authentication mechanisms, your funds are safe during transfer.

You get real-time updates and can track your payment just like an Amazon shipment, always knowing where your money is. There are no hidden charges or commissions, just a flat fee structure.

By using efficient payment methods like SWIFT and NEFT, we ensure that your funds move promptly and securely.

With Skydo, you can expect your funds in your <a href="https://www.skydo.com/blog/virtual-account-numbers">virtual bank account</a> to reach your Indian bank account in 18-24 hours. Processing time also depends on the payment method and country of the payer.

Skydo follows <a href="https://www.skydo.com/blog/opgsp">RBI’s OPGSP framework</a> and works only with Authorised Bank partners. Your data is fully protected and never shared with third parties.

Whether you are managing your business finances or freelance accounts, Skydo ensures that your financial operations remain crystal clear.

With a flat fee of USD 19 for transactions under USD 2,000 and USD 29 for transactions over USD 2,000, there are no <a href="https://www.skydo.com/blog/hidden-fees-in-bank-rates">hidden fees</a> or complex charges.

<a href="https://www.skydo.com/">Sign up on Skydo</a> now and go global in 5 minutes with your free international account.&nbsp;

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Businesses using <a href="https://www.zoho.com/login.html">Zoho</a>, a financial management software, often face the challenge of manually entering invoices into Skydo. This process consumes valuable time and increases the risk of errors in financial records.

To tackle this challenge and improve the efficiency of accounting processes, Skydo has introduced an innovative integration feature with Zoho. This integration seamlessly synchronizes <a href="https://www.skydo.com/blog/transforming-your-invoicing-experience-with-skydo">invoices</a> generated on Zoho with Skydo, eliminating the need for manual entry and significantly streamlining operations.&nbsp;

Additionally, it simplifies payment reconciliation and <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">fira</a> generation, empowering businesses to focus more on growth and less on administrative tasks. Let's explore how this Zoho integration works and the myriad benefits it offers to users.

Say goodbye to the task of manually entering every Zoho invoice in Skydo. Invoices created in Zoho are automatically synced with Skydo, ensuring up-to-date records.

Note that past data is not synced initially; only new invoices created after the integration will be transferred.&nbsp;

The capability to include past invoices may be introduced in the future as part of ongoing enhancements to the integration.

You can keep track of payments effortlessly. Once payment is received on <a href="https://www.skydo.com/blog/a-quick-guide-to-using-the-skydo-platform">Skydo</a>, the corresponding invoice in Zoho is automatically marked as paid, ensuring accurate and streamlined reconciliation processes.&nbsp;

Managing <a href="https://www.skydo.com/blog/inward-remittance-in-india">foreign inward remittance</a> Advice (FIRA) documents is now easier. Skydo generates and uploads <a href="https://www.skydo.com/blog/importance-of-fira-for-freelancers">FIRA</a> directly to Zoho for each transaction, saving time and effort.

This facility enables accounting automation by consolidating financial data in one place. With all invoice and payment data readily available, users gain a comprehensive view of their finances, facilitating better decision-making.

The Zoho integration allows you to access valuable <a href="https://www.skydo.com/blog/leverage-customer-insights-to-drive-revenue-with-skydo">insights</a> into financial performance. Skydo offers comprehensive analytics with all invoice and <a href="https://www.skydo.com/blog/future-of-cross-border-payments">payment</a> data available for analysis. By choosing the option to include Indian currency, users can gain a more comprehensive analysis of their business performance.

You can disable or edit the Zoho integration settings anytime, according to your business needs.

Now, let's walk through the step-by-step process of Zoho integration with your Skydo account.

Step 1: Log in to your <a href="https://www.skydo.com/?utm_campaign=demo_click">Skydo</a> account and navigate to the profile section.

Step 2: You will find a 'Connect Skydo to Zoho’ section. Here, click on ‘Connect Securely.’

Step 3: A prompt will appear like the one below. Click on ‘Connect Securely’.

Step 4:&nbsp; Follow the prompts and verification steps to connect your Zoho account to Skydo securely.

Step 5: A screen will appear, showing that the connection is successful.&nbsp;

Zoho integration allows you to enjoy real-time updates with Skydo's syncing frequency of every 10 minutes, ensuring your data is always current.

You also get the option to select whether to import all <a href="https://www.skydo.com/blog/should-i-invoice-in-inr-or-foreign-currency">currencies</a> or filter for international invoices only, providing flexibility in managing financial data.

Skydo's integration with financial management software Zoho revolutionises how businesses manage their accounting processes. From <a href="https://www.skydo.com/blog/check-all-outstanding-invoices-skydo">automatic</a> invoice syncing to streamlined payment reconciliation, users can experience improved efficiency and convenience in their financial management tasks.&nbsp;

Try out this new feature and discover how Skydo can help streamline your accounting processes. <a href="https://www.skydo.com/?utm_campaign=demo_click">Book a demo today</a> to learn more!

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